We present you a very simple way to keep your household accounting, with an income and expense tracker. We have designed two templates: one for income and one for expenses . You can download both sheets in PDF format completely FREE.
Write down your income and keep a daily control of all your expenses. At the end of each printable income and expense tracker sheet you have a space to add up the total. To calculate how much you save, you only have to subtract the total of each item (total income minus total expenses) and you will see if you save at the end of the month, or if you stay in the red.
Don’t let your money control you. Make a family budget, and plan your household expenses. You will be aware of where you spend the most money, so you can cut back if necessary.
End the year and start a new one having control over your life. Start getting organized now. To do so, we recommend combining this printable income and expenses sheet with our 2023 calendar.
Income Tracker Template
To start your financial planning it is important to know what are all the sources of monthly income you have. This income sheet pdf template is to reflect all the income you receive. For example: your salary, money earned from overtime, bonuses, compensation, interest, dividends, private classes you offer, selling things, etc.
Expense Tracker Notebook
Include our printable monthly expense sheet template in your planner or Bullet Journal, and you won’t forget to write anything down. This printable expense sheet is very simple, very easy to use. You just have to write down in the table each expense or income you have, filling in the date you are doing it, the concept and the amount. Examples of expenses: mortgage or rent, internet, telephone, gas, electricity, water, transportation, insurance, food, clothes, restaurants, etc.
Have discipline and write down everything in this monthly expense organizer, both your personal and household expenses.
It may seem boring, but it’s a great way for you to realize how much you are spending during a month and on what things. Am I really spending this much money on clothes? On coffees? Maybe it’s not a question of belt-tightening, maybe it’s more about cutting back on superfluous expenses.
Also, if you keep track of your expenses for a year, you will become aware of how much money you are spending on things that are not important. How much money could you save if instead of being on phone company A, you hired company B? Do the calculation of how much you can save per year and it will surely change your face.
There are many benefits to keeping track of income and expenses. Controlling your money gives you the power to control your life. Achieve your goals by keeping track of your personal finances with our printable income and expense sheet.
Start managing your personal finances and family finances today! Download and print our printable income and expense tracker. This way, you will know if you are managing your financial resources well, if you can save something or nothing at all; and you will be able to make modifications based on the results you are getting.
“You must gain control over your money or the lack of it will control you.”
Dave Ramsey
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