Introducing a simple way to manage your household finances. We’ve crafted two templates: one for income and another for expenses. You can download both sheets in PDF format completely FREE.
Record your income and keep a daily track of all your expenses. At the end of each printable income and expense sheet, there’s a space to tally the total. To calculate your savings, simply subtract the total expenses from total income. See if you’re saving at the end of the month or ending up in the red.
Don’t let your money control you. Create a family budget and plan your household expenses. Be aware of where you spend the most money, enabling you to cut costs if necessary.
A money-saving tip is to make a shopping list and stick to it: Shopping list template.
End the year and start a new one in control of your life. Begin organizing now. We recommend combining this printable income and expense sheet with our habit tracker and monthly organizer to control your discretionary spending.
Income Tracker Template
To kickstart your financial planning, it’s essential to know all your monthly income sources. This PDF income sheet model is for documenting all the income you receive, such as your salary, overtime pay, bonuses, compensations, interests, dividends, private lessons you offer, item sales, etc.
Expense Tracker Printable
Include our printable monthly expense sheet template in your agenda, planner, or Bullet Journal, and you won’t forget to jot anything down. This printable expense sheet is simple and easy to use. Just record each expense or income in the table, filling in the date, concept, and amount. Examples of expenses: mortgage or rent, internet, phone, gas, electricity, water, transportation, insurance, groceries, clothing, restaurants, etc.
Be disciplined and note everything in this monthly expense organizer, both your personal and household expenses.
It might seem dull, but it’s the way to realize how much you’re spending in a month and on what. Am I really spending this much on clothes? On coffee? Perhaps it’s not a matter of tightening your belt; maybe it’s more about cutting unnecessary expenses.
Furthermore, if you maintain this expense control for a year, you’ll be aware of how much money goes into unimportant things. How much money could you save if instead of being with phone company A, you switch to company B? Calculate how much you can save annually, and it’s likely to change your perspective.
There are many benefits to tracking income and expenses. Control over your money gives you the power to control your life. Achieve your goals by rigorously monitoring your personal finances with our printable income and expense sheet.
Start managing your personal finances and family economy today! Download and print our income and expense sheet here. This way, you’ll know if you’re managing your economic resources well, if you can save something, or nothing at all; and you can make adjustments based on the results you’re obtaining.
“You must gain control over your money or the lack of it will control you.”Dave Ramsey
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